How Top Loan Officers Win More Business Without Competing on Rate episode artwork

EPISODE · Aug 14, 2026 · 16 MIN

How Top Loan Officers Win More Business Without Competing on Rate

from Market Shares With Tony Blodgett · host Tony Blodgett

How do top loan officers win business when they can’t - or don’t want to - compete on rate?In this episode of Market Shares, I break down the strategies successful loan officers are using to create opportunities, solve borrower problems, and win more business in today’s mortgage market. From mortgage rate buy-downs and seller concessions to buy-before-you-sell strategies, non-QM loans, DSCR financing, construction and renovation loans, and reverse mortgages, I explain how loan officers can move beyond rate-based conversations and become the problem-solver their borrowers and referral partners need.📌 Topics We CoverHow top loan officers are winning without competing on rateShifting the conversation from interest rate to monthly paymentTemporary and permanent mortgage rate buy-downsUsing seller concessions to improve affordabilityHelping move-up buyers buy before they sellStrategies for overcoming the mortgage rate lock-in effectFinding opportunities with self-employed borrowers and non-QM loansUsing DSCR loans to serve real estate investorsInvestment property financing and cash-out refinance opportunitiesConstruction and renovation loan strategiesThe growing opportunity in reverse mortgagesHow to find borrowers through targeted prospecting and referral partnershipsWhy specialty mortgage products can create a competitive advantageWhy understanding the programs is just as important as having access to them👉 Watch the episode and see which strategies you can put to work in your business.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!

Episode metadata supplied by the publisher feed · Published Aug 14, 2026

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How Top Loan Officers Win More Business Without Competing on Rate

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