How Two Couples Coasted to Early Retirement With Part-Time Work

Not everyone who retires early stops working entirely. Some transition to part-time roles that cover expenses while their investments compound. In this episode, Lucas and Luna examine two real-world Coast FIRE case studies: a tech marketer who cut to 20 hours a week at age 40, and a teacher who switched to substitute teaching after saving $500,000. They break down the math, the mindset shift, and the specific income thresholds that made each plan work. Plus, what the 2026 job market means for coasters — with wage growth still above pre-pandemic trends in many fields. If you have a nest egg but aren't ready to quit cold turkey, this episode gives you a concrete framework to test your own numbers. #CoastFIRE #EarlyRetirement #PartTimeWork #FinancialIndependence #RetirementPlanning #SideHustle #InvestmentIncome #PassiveIncome #WorkOptional #FICommunity #RetireEarly #SemiRetirement #PersonalFinance #SavingsRate #LifestyleDesign #FexingoBusiness #BusinessPodcast #TheFinancialFreedomPodcast Keep every episode free: buymeacoffee.com/fexingo