How Ultra Wealthy Families Use Self-Directed Solo 401(k)s for Alternative Investments

Episode 33 of The High Net Worth Podcast digs into a quiet but powerful strategy: the self-directed solo 401(k). Lucas and Luna explain how high-income earners and business owners can use this retirement vehicle to invest in private equity, real estate, and even cryptocurrency — beyond the usual stocks and bonds. They walk through a concrete example of a consultant who rolled her old 401(k) into a solo 401(k) to invest in a private real estate syndication, saving her $18,000 in taxes and unlocking a 14% projected return. The hosts cover contribution limits, prohibited transactions, and the key distinction between a solo 401(k) and a self-directed IRA. They also discuss the IRS rules around using retirement funds to buy real estate or make private loans. A must-listen for anyone who wants their retirement account to do more than track the S&P 500. #Solo401k #SelfDirected401k #AlternativeInvestments #PrivateEquity #RealEstateInvesting #RetirementPlanning #TaxStrategy #WealthManagement #HighNetWorth #BusinessOwner #Entrepreneur #FinancialIndependence #IRS #ProhibitedTransactions #Fiduciary #FexingoBusiness #BusinessPodcast #Finance Keep every episode free: buymeacoffee.com/fexingo