How we use credit cards to earn free travel, cash back, and bonus perks / 22

The world of credit cards can be a little overwhelming. From understanding interest rates and fees to points-hacking and rewards , it can be hard to figure out which cards are actually worth having.That's why today, we're literally opening our wallets to show you the credit cards we each carry around. But don't worry, we're not points-optimization wizards spending hours tracking categories or timing applications. We're just two regular gals who've figured out how to get some pretty sweet perks without making our money lives too complicated.✨ Episode Highlights ✨[00:00:00] The cards in our wallets right now [00:05:00] Emily's personal credit cards and annual fee philosophy [00:09:00] Cassidy's credit card lineup and favorite card [00:15:00] How we split spending between different cards [00:21:00] Our business credit cards (spoiler: we have the same one!) [00:27:00] Why keep business and personal spending separate [00:29:00] How we actually use our points and rewards [00:35:00] Our credit card philosophies and how they've evolved [00:43:00] Credit score checks, regrets, and final thoughts📩 Get The Finance Girlies newsletter: https://www.thefinancegirlies.com/newsletter💻Visit The Finance Girlies website: https://www.thefinancegirlies.com/💖Email us your money questions: [email protected]📸Follow us on Instagram:https://www.instagram.com/thefinancegirlies/