How Your 401k Plan Can Offer Guaranteed Lifetime Income

Episode 45 explores a quiet revolution in 401k plans: guaranteed lifetime income options, often through in-plan annuities or managed payout funds. Lucas and Luna break down how these work, why the SECURE Act paved the way, and what it means for your retirement paycheck. They discuss the trade-offs between flexibility and security, using Fidelity's 2025 data showing that 15% of large plans now offer such options, and cite a real-world example of a GM retiree who chose a lifetime income stream. No jargon overload — just a clear look at whether 'guaranteed income' belongs in your 401k. #GuaranteedLifetimeIncome #401kAnnuity #SECUREAct #RetirementPaycheck #InPlanAnnuity #ManagedPayoutFund #Fidelity #GeneralMotors #LongevityRisk #LifetimeIncome #RetirementPlanning #401k #EmployerPlan #PensionAlternative #Finance #FexingoBusiness #BusinessPodcast #RetirementIncome Keep every episode free: buymeacoffee.com/fexingo