How Your 401k Plan Can Overlook Million-Dollar Fees

Episode 42 of The 401k Podcast with Fexingo dives into the hidden fees lurking in your retirement plan—specifically revenue sharing from mutual fund share classes. Lucas and Luna break down how a plan with $50 million in assets could be paying $100,000 more than necessary each year just because the plan uses retail share classes instead of institutional ones. They walk through a real example: a Fidelity Contrafund share class comparison showing a 0.39% expense difference. You'll learn how to check your plan's fee disclosure, what to look for in the 408(b)(2) notice, and why plan sponsors often overlook cheaper share classes. By the end, you'll know the one question to ask your HR department that could save you thousands over your career. #401k #RetirementPlanning #HiddenFees #RevenueSharing #MutualFundFees #ShareClasses #FiduciaryResponsibility #PlanSponsor #FeeDisclosure #Contrafund #Fidelity #ERISA #Investing #Finance #Business #FexingoBusiness #BusinessPodcast #The401kPodcast Keep every episode free: buymeacoffee.com/fexingo