How Your 401k Plan’s Safe Harbor Notice Changes in 2026

Episode 50 of The 401k Podcast with Fexingo examines the updated safe harbor notice requirements for 2026. Lucas and Luna break down what changed under the latest IRS guidance, including new disclosure rules for auto-enrollment and the simplified format for small plans. They discuss a concrete example: a mid-sized manufacturer in Ohio that had to reissue notices after missing the updated income threshold table. The hosts explain how these notices affect your contribution limits, match calculations, and withdrawal rights. They also cover the penalty for non-compliance and why you should check your inbox this September. No fluff, just the specifics that matter to your retirement savings. #401k #SafeHarbor #RetirementPlans #IRS #Notice2026 #AutoEnrollment #EmployerMatch #PlanCompliance #Fiduciary #ParticipantRights #Finance #Business #FexingoBusiness #BusinessPodcast #RetirementSavings #ERISA #ContributionLimits #PlanSponsor Keep every episode free: buymeacoffee.com/fexingo