How Your Advisor Uses Monte Carlo Simulations

Episode 21 of The Financial Advisor Podcast with Fexingo dives into Monte Carlo simulations—the statistical tool many advisors use to model retirement outcomes. Lucas explains how a 70% probability of success actually works, why small input changes can swing results dramatically, and what listeners should ask their own planner about the assumptions behind the numbers. Luna challenges whether retirees really need '90% confidence' and shares a real example of a couple whose plan showed 85% odds—until they adjusted their spending. No clickbait, just a clear breakdown of a tool that influences thousands of financial plans. Relevant for anyone working with a financial advisor or building their own retirement projections in mid-2026. #MonteCarlo #FinancialAdvisor #RetirementPlanning #ProbabilityOfSuccess #FinancialPlanning #InvestmentAdvice #RiskManagement #AdvisorTransparency #Simulation #RetirementIncome #WealthManagement #PlanningAssumptions #AssetAllocation #SequenceOfReturns #Fiduciary #FinancialLiteracy #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo