How Your Car Insurance App Tracked Your Driving Without Consent

In this episode of The Privacy Podcast, Lucas and Luna examine the hidden data collection in usage-based car insurance apps like Progressive's Snapshot and Allstate's Drivewise. They reveal how these apps collect detailed driving behavior data—including speeding, hard braking, and phone handling—and how some insurers have shared this data with data brokers without clear consent. The hosts discuss a 2025 Federal Trade Commission investigation into these practices, the loopholes in state privacy laws that allow this, and what consumers can do to protect themselves. They also highlight a recent class-action lawsuit against a major insurer for selling driving data to advertisers. With specific examples and concrete policy details, this episode explains why your car insurance app might know more about your driving than you realize, and how to opt out or limit data sharing. #UsageBasedInsurance #CarInsurancePrivacy #SnapshotApp #DrivewiseApp #DriverTracking #DataBrokers #FTCPrivacy #ClassActionLawsuit #InsuranceDataSharing #DrivingBehaviorData #ConsumerPrivacy #Telematics #Tech #FexingoBusiness #BusinessPodcast #PrivacyPodcast #DataProtection #DigitalRights Keep every episode free: buymeacoffee.com/fexingo