How Your Credit Score Changes When You Move Abroad

Lucas and Luna explore what happens to your credit score when you relocate internationally. They walk through the real-world case of a Canadian tech worker who moved to the UK: her FICO score of 782 vanished because U.S. credit reports don't cross borders. The episode covers the 'credit immigration gap,' how banks in a new country treat you as a blank slate, and strategies like the American Express Global Transfer program and keeping a U.S. credit card with a zero balance. Listeners learn why closing old accounts before moving can backfire, and how to rebuild credit from scratch abroad using secured cards or rent-reporting services. #CreditScore #MovingAbroad #InternationalRelocation #FICO #CreditImmigrationGap #GlobalTransfer #AmericanExpress #SecuredCreditCard #RentReporting #ExpatFinance #CreditHistory #Finance #PersonalFinance #FexingoBusiness #BusinessPodcast #TheCreditScorePodcast #LucasAndLuna #CreditReport Keep every episode free: buymeacoffee.com/fexingo