How Your HSA Can Cover Dental Implants and Tooth Replacement

When you lose a tooth, a single dental implant in the US can cost between $3,000 and $6,000. But if you have a Health Savings Account, you can use pre-tax dollars to pay for the entire procedure — the implant, the abutment, the crown, and even bone grafts if needed. In this episode, Lucas and Luna walk through the IRS rules that make dental implants an eligible medical expense under your HSA, including what documentation you need and how to handle the timing if you're switching jobs mid-year. They also tackle the catch: if you have a separate dental insurance plan that covers part of the cost, does that affect your HSA eligibility? Plus, a listener question about using HSA funds for same-day dentures after multiple extractions. By the end, you'll know exactly which tooth replacement options qualify and how to claim the triple tax advantage — contributions are pre-tax, growth is tax-deferred, and withdrawals for qualified expenses are tax-free. #HSA #HealthSavingsAccount #DentalImplants #ToothReplacement #Dentures #OralSurgery #MedicalExpenses #IRS #TripleTaxAdvantage #FexingoHealth #FexingoFinance #PersonalFinance #HealthcareCosts #DentalCare #BoneGraft #Crown #Abutment #FexingoBusiness Keep every episode free: buymeacoffee.com/fexingo