How Your HSA Can Cover Medical Travel and Lodging

Episode 44 of Health Savings Accounts with Fexingo dives into an often-overlooked HSA expense: travel and lodging for medical care. Lucas and Luna break down the IRS rules — what qualifies, what doesn't, and how to document it. They walk through a real example: a patient traveling from rural Montana to Seattle for a specialized surgery, and how the HSA can cover airfare, hotel nights, and even mileage if done right. They discuss the distinction between primary-purpose vs. incidental travel, the per-diem limits for lodging, and the key receipts to keep. Plus, a surprising twist: how the 2026 IRS standard mileage rate affects your reimbursement. Whether you're planning a procedure out of state or just want to know what's possible, this episode gives you the specifics to use your HSA for more than just doctor visits. #HealthSavingsAccounts #HSA #MedicalTravel #LodgingExpenses #IRSRules #TaxAdvantage #MedicalCare #Finance #PersonalFinance #Fexingo #FexingoBusiness #BusinessPodcast #Podcast #Healthcare #PatientTravel #MileageReimbursement #SurgeryTravel #ExpenseDocumentation Keep every episode free: buymeacoffee.com/fexingo