How your parents taught you to be bad with money

In this powerful and thought-provoking video, Dr. Boyce Watkins, a Finance PhD, breaks down the real reasons why Black wealth struggles to grow across generations. While many people talk about “generational curses,” Dr. Watkins challenges that narrative by explaining the economic and psychological patterns that truly drive financial outcomes in Black families.Drawing on key theories such as behavioral finance, intergenerational wealth transfer, and social learning theory, this video explains how financial habits, beliefs, and decision-making patterns are often passed down from parents to children. Instead of mystical explanations, Dr. Watkins shows how learned financial behaviors, limited access to capital, and systemic barriers create cycles that look like curses but are actually patterns that can be broken.You’ll also learn how concepts like wealth mindset, financial literacy, and family financial culture play a critical role in shaping long-term outcomes. Dr. Watkins explains how children inherit not just money—or the lack of it—but also spending habits, investing behaviors, risk tolerance, and attitudes toward wealth.If you’ve ever wondered why some families build generational wealth while others struggle to maintain it, this video provides clear, actionable insight. More importantly, it empowers you to break negative cycles and begin building a legacy of economic power.Watch now to learn how to replace so-called “curses” with strategy, discipline, and generational wealth-building principles.