How Your Prescription History Affects Life Insurance Approval and Rates

Most people assume that what they write on a life insurance application is the starting point. But carriers are already pulling your prescription history before you answer a single health question.In this episode, Lisa and Eric explain how pharmacy databases work in underwriting, what specific medications signal to a carrier, how consistency in filling prescriptions actually matters, and what the difference is between a prescription that helps your application and one that complicates it.Insurers see your prescription history before you answer a single question. Here’s what that means for you.Join us each week as we break down life insurance without the headaches, the lectures, or the awkward sales talk.We’ve spent decades helping families find affordable coverage, even when life’s not picture-perfect. On meds? Carrying a few extra pounds? Managing a health condition or two? You’re not alone, and you’ve still got options.Got a question and don’t feel like waiting for the next episode? Call Big Lou at 1-800-314-2977  or visit BigLouLife.com.Straight talk. Real answers. Big Lou’s got you covered.For educational purposes only. Coverage and eligibility vary.