HUD vs WA STATE: "Racist" Illegal Home Loans for Minorities Only—Whites/Asians Need Not Apply

The U.S. Department of Housing and Urban Development (HUD) has launched a fair-housing investigation into the Washington State Housing Finance Commission's Covenant Homeownership Program. This program, created to address historical housing discrimination, offers 0% interest loans for down payments and closing costs to racial minorities. The investigation, triggered by a letter obtained by The Center Square, questions whether the program violates the Fair Housing Act by discriminating based on race and ancestry. HUD's assistant secretary, Craig Trainor, likened the program to 'Animal Farm,' suggesting some Washingtonians are being treated as 'more equal than others.' The program distributed $60.2 million in loans in its first year, funded by a real estate document recording fee. The expansion of eligibility raises further questions about fairness and equal opportunity in housing.