Humans Are Cheaper Than AI, Bank of America Claims AI ROI, and OpenAI Builds a Companion

July 15, 2026: Andreessen Horowitz's argues that AI is not simply replacing workers, it is turning every worker into a manager of agents. Then I get into Bank of America's claim that AI is already showing ROI in its earnings, and why I'm skeptical of how much of that efficiency gain can really be attributed to AI. Finally, I look at OpenAI's first physical device, a screen-free AI companion reportedly designed to feel alive, and why that matters for the future of work.