I Closed a 10 Year Old JCPenney Credit Card episode artwork

EPISODE · Dec 30, 2025 · 15 MIN

I Closed a 10 Year Old JCPenney Credit Card

from Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®

#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account.After lots of reflecting, I decided that I was too abundant to hold onto this card (that I only used when they threatened to close due to inactivity) solely because of fear.Entonces que paso? Pues amiga, you'll have to tune in to find out.See you in the show!P.s. Read this article to understand what makes up your credit score 'What's a FICO score?'⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Car Loan Horror Story: Don't Get Pressured At The Car Dealership💸I Cleaned Tables To Afford A New iPhone (And Avoid CC Debt)💸If You're A Latina, It's Time To Invest, No More Excuses⭐️RESOURCES⭐️💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Newsletter to stay updated on upcoming money workshops and events💸Follow Mariel on Instagram Hosted on Acast. See acast.com/privacy for more information.

#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account.After lots of reflecting, I decided that I was too abundant to hold onto this card (that I only used when they threatened to close due to inactivity) solely because of fear.Entonces que paso? Pues amiga, you'll have to tune in to find out.See you in the show!P.s. Read this article to understand what makes up your credit score 'What's a FICO score?'⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️💸Car Loan Horror Story: Don't Get Pressured At The Car Dealership💸I Cleaned Tables To Afford A New iPhone (And Avoid CC Debt)💸If You're A Latina, It's Time To Invest, No More Excuses⭐️RESOURCES⭐️💸Fix Your Money: 6 Episode Audio Course💸Subscribe to my Newsletter to stay updated on upcoming money workshops and events💸Follow Mariel on Instagram Hosted on Acast. See acast.com/privacy for more information.

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I Closed a 10 Year Old JCPenney Credit Card

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This episode was published on December 30, 2025.

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#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account.After lots of reflecting, I decided that I was too abundant to hold onto this card (that I only used when they...

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