"I Earn £50k But I Want to Take a £20k Pay Cut” | The Vault Episode 124 episode artwork

EPISODE · Jul 9, 2026 · 34 MIN

"I Earn £50k But I Want to Take a £20k Pay Cut” | The Vault Episode 124

from The Vault with Financielle · host Financielle

This week we're getting into the messy reality of mortgage overpayments, emergency funds, and whether a dream job is worth a £20k pay cut 👀This week's dilemmas:💸 "I've Been Overpaying My Mortgage for Two Years — But I Have Nothing in Savings. Am I Backwards?"💸 "I Earn £50k and Want to Take a £20k Pay Cut — Am I Making a Huge Mistake?"Mentions:🏡 Amortization calculator: https://www.calculator.net/amortization-calculator.html💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [[email protected]] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch** The above are tracked links, which tell our partners we sent you and may in future result in a payment or benefit to our site.

Episode metadata supplied by the publisher feed · Published Jul 9, 2026

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"I Earn £50k But I Want to Take a £20k Pay Cut” | The Vault Episode 124

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