"I Want to be a Bank that Makes a Difference" - Kevin Cummings, CEO, Investors Savings Bank

At a time when many businesses are contracting because of the recession, Investors Savings Bank in New Jersey is continuing to grow its consumer and commercial banking operations - and without federal government investment. The goal, says Kevin Cummings, President and CEO, is to be a different kind of bank - one that makes a difference in its community. "We have to be leaders who serve - not self-serving leaders," Cummings says. In an exclusive interview, Cummings discusses: His top banking/security agenda items for 2009; The impact of the recession on his institution; How he plans to grow his company base; The future of regulatory reform. Cummings was appointed President and CEO of Investors Savings Bank on Jan. 1, 2008. He was also appointed to the Board of Directors at that time. Prior to that, he was the bank's executive vice president and COO from July 2003. Before joining Investors Savings Bank, he had a 26-year career with KPMG LLP. Investors Savings Bank is an Independent, full-service community bank with more than $6.4 billion in assets, operating over 50 branches across NJ.