“I Wish We Met 5 Years Ago” – The Retirement Mistake That Costs You Time

In this episode of the Wisdom to Wealth Podcast, Drew Stevens discusses the most common—and most costly—statement he hears from retirees: “I wish we had met you five years ago.” This isn’t about major financial mistakes. Instead, it’s about the accumulation of small decisions made without a comprehensive retirement strategy. From claiming Social Security too early to overlooking tax implications and lacking a defined income plan, these missteps can significantly impact long-term financial security. Drew explains why time is the most valuable asset in retirement planning and why waiting for a “perfect plan” often leads to missed opportunities. He also breaks down how understanding the relationship between income, taxes, and investment strategy can transform uncertainty into confidence. This episode is ideal for individuals and couples within five to ten years of retirement who want to avoid costly errors and build a clear, structured approach to retirement income planning. Key topics include retirement strategy, Social Security timing, tax-efficient withdrawals, income planning, and financial clarity. For more information and resources, visit Wisdom to Wealth.