I&M FY 2025 Results

In this episode recorded on March 26, 2026, we break down I&M Holdings FY2025 results with the CFO, David Ngata.We unpack earnings drivers, balance sheet shifts, subsidiary performance, and outlook heading into 2026Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:30 FY 2025 Highlights and Restatement of 2024 Financials00:08:13 Interest Income, Customer Deposits, and Loan Growth00:16:22 Wealth Management, Asset Quality, and NPLs00:20:15 OpEx, CapEx, and Regional Performance00:27:55 Capital Allocation, Digital Banking, and AI00:33:30 Impacting Communities00:35:20 Banking App, AI in Lending, Loans to Related Parties, and Governance00:39:30 Increased Investment in G-Secs, Rates Outlook, and Strategy00:42:49 Life Advice and Closing Remarks Get full access to The Mwango Weekly at mwangocapital.substack.com/subscribe