I&M Group FY 23 Results

In this episode recorded on 25.03.2024, we host Kihara Maina - Regional CEO and Billy Ng'etich - Acting CFO from I&M Group as we break down I&M Group’s 2023 financial performance.We also cover interest income trends in a rising interest rate environment, monetizing digital transactions, risk-based pricing model, unlocking shareholder value, and subsidiary performance.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:04 Overview of FY 23 Results00:01:47 Interest Income vs Interest Expense00:03:00 Non-Funded Income, NPLs, and Interest Income Trends00:09:02 Bottom Line, ROE, and Investments00:16:31 Lending Rate and Risk-Based Pricing Model00:20:27 Strategy, Positioning, and Products00:23:46 Dividend Payout Ratio and SLLR00:28:46 Acquisition by East Africa Growth Holding00:29:26 Unlocking Shareholder Value and Subsidiary Performance00:32:51 Monetizing Digital Transactions and G2G Transactions00:37:29 2024 Outlook Get full access to The Mwango Weekly at mwangocapital.substack.com/subscribe