I&M Holdings Q3 2025 Results

In this episode recorded on November 20, 2025, we are joined by the I&M Holdings’ CFO, David Ngata, as we break down the comapny’s Q3 2025 results. We cover performance in the regions, CBK’s new pricing framework, capital allocation, shareholder returns, and future outlook.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:02:28 Overview of Q3 25 Financial Results00:03:51 Regional Subsidiaries’ Performance00:08:30 Kenyan Market Performance00:13:16 I&M’s Value Proposition00:19:28 Net Interest Income and Non-Funded Income00:22:07 CBK’s New Pricing Framework00:26:17 OpEx and CapEx Plans00:30:54 Capital Allocation and Shareholder Returns00:34:15 Reflections, Future Outlook, and Closing Remarks Get full access to The Mwango Weekly at mwangocapital.substack.com/subscribe