If I Won’t Live to 90, Should I Claim Social Security Early?

📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html If your parents passed away relatively young, it’s only natural to wonder whether you’ll follow the same path. And from a financial standpoint, does that change how you should approach things like retirement planning and when to draw Social Security benefits? In this episode, Ryan answers a listener’s question on this exact topic. Here’s what we discuss in this episode: ⏳ Claiming at 62 locks in lower benefits for life 📈 Holding off on SS can grow your payout by 8% a year 💑 Spousal benefits and legacy goals change the equation 🛠️ Planning tools can show which claiming age improves your long-term success   Visit us online: https://blackoakam.com/ Phone: (470) 508-0508 Get in touch with the Black Oak team: https://blackoakam.com/contact-us/ Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI