If Life Changed Tomorrow, How Much Control Would You Really Have?

What does real independence actually look like—and how do you protect it as life evolves? In this episode, Catherine Magaña and Rachel Ivanovich dive into the often-overlooked financial decisions that quietly shape your freedom, confidence, and control. From being "house-rich and cash-poor" to the risks of outdated estate documents, this conversation shines a light on the difference between wealth on paper and money you can truly access when it matters most. You'll hear real-life stories, thoughtful questions, and practical insights around: Liquidity and emergency access to cash Estate planning as an act of self-advocacy—not a morbid task Why beneficiaries, trustees, and powers of attorney need regular review Planning ahead for decision-making capacity and healthcare wishes This episode is a gentle but powerful reminder: independence isn't accidental—it's intentional. If you want to feel more prepared, more confident, and more in control of your financial future, this is a conversation worth hearing. 🎧 Tune in and get savvy about protecting what matters most! Date Recorded: 1/29/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700