If we want to tackle debt, we need to drop the shame around it

Last year, 47 per cent of Australians with debt struggled to make their repayments. So if you've ever felt that quiet panic when a payment is due, you are very far from alone.Debt can bring up a lot of emotions — stress, shame, embarrassment — but it's a reality for most of us. So how do we get more comfortable talking about our relationship with money, and shift some of the shame around debt?