If Your Advisor Isn't Doing THIS… You Need a New One

Are you getting real retirement advice- or just investment management? In this episode of the Retirement Matters Podcast, we break down what a true retirement advisor should actually be helping you with and why many people are unknowingly working with the wrong type of advisor. If you're nearing retirement or already retired, you shouldn't be left figuring out major decisions on your own. A comprehensive retirement plan should include guidance on: Social Security timing strategies Medicare planning and coverage decisions Tax strategies, including Roth conversions Retirement income planning Long-term care considerations and trust planning Too often, people are working with "growth advisors" who focus only on investments- leaving huge gaps in their retirement strategy. If you're over 59½, planning for retirement, or already in the retirement income phase, this episode will help you understand what you should expect from your advisor and whether it's time to make a change.   Have any questions? Our team is here to help! Give us a call at 270.600.PLAN or schedule a time that works best for you here: https://rdsmotherswealth.com/contact/ Our Channel: / @rdswealthmanagement DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future