"I'm a London Shopaholic in the Trenches!" | The Vault Episode 55

Send us a textIn Episode 55 of The Vault, we discuss this week’s controversial opinion, “We should be doing all of our spending on credit cards”. We then dive into our listener dilemmas:💸 "I’m a London shopaholic in the trenches”💸 ”I’m in student loan HELL”We celebrate a listener who, after just a few weeks with Financielle, has completely shifted her mindset! She’s gone from overspending to feeling fiercely protective of her money. Now she’s chasing the buzz of saving instead 🤩 With payday around the corner, she’s excited for her first proper month of budgeting and building her emergency fund! 💸✨If you’d like to share your money win, head to the community in the Financielle app or email [email protected] your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULTCheck out The Money Playbook course here  💸Chapters:00:00 Introduction00:44 Welcome to The Vault02:13 Controversial Opinions on Credit Cards03:15 Credit Card Spending Habits10:12 Work Expenses and Credit Card Use12:38 First Dilemma: Tackling Debt and Impulse Spending19:56 Making Financial Goals Fun20:12 The 48-Hour Rule and Sinking Funds21:13 Impulse Buying and Wardrobe Realities21:53 Reflecting on Impulse Purchases23:41 The Influence of Social Media on Spending25:02 Authentic Influencers and Fashion Content26:48 Community Wins and Financial Journeys28:51 Student Loan Struggles and Advice37:14 Final ThoughtsThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn