I'm only 28 and need to opt out. What can I do?

Washington state has a mandatory LTC tax, and to opt out you need to have your own LTC insurance in place by 11/1/2021. LTC insurance companies aren't accepting applications under age 30, so what tools are available for a 28 year old? Diane shares details on the tax, why insurers are concerned, and what young people can do to both avoid the tax and protect their families from extended care needs.