¿Importan los 3 puntajes de crédito? - Obtener autorización

from The Credit Pros Podcast · host The Credit Pros

Hay un error común de que solo existen tres puntajes de crédito, cuando en realidad hay cientos de versiones y modelos diferentes. Los puntajes son instantáneas de la solvencia crediticia en un momento dado y pueden variar según el prestamista y el modelo de puntuación utilizado. Es importante mantener buen crédito en todos los informes, ya que los prestamistas pueden verificar cualquier combinación de estos al evaluar solicitudes de préstamo. Los puntajes FICO son los más utilizados en decisiones crediticias.

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This episode was published on July 25, 2025.

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