Imputation

What is the basis of justification? It's imputation. Justification is the legal word, but the word counted is a banking word. And this is at the heart of the doctrine of imputation.It's not our righteousness that makes us right before God, but the righteousness of Christ. Just as someone else might make a deposit in my account and the deposit would then be counted as my own money, so God counts - or imputes - Christ's own righteousness to us when we put our faith in him.