In Conversation: Freddy Kelly

Freddy Kelly is the CEO at Credit Kudos Ltd, the UK’s first authorised Credit Reference Agency and Open Banking provider that uses financial behaviour to measure creditworthiness.Finding that this limited his credit options and left him with higher interest rates and restrictions, Freddy undertook research into his experience and found that he was not alone in trying to access affordable credit. He then co-founded Credit Kudos in the November of 2015 with the ambition of providing fair credit for all, using the power of Open Banking.