Inflation Is at 3.8%. Are Are Three Ways to Make Your Money Fight Back. episode artwork

EPISODE · Jun 11, 2026 · 14 MIN

Inflation Is at 3.8%. Are Are Three Ways to Make Your Money Fight Back.

from Money Rehab with Nicole Lapin · host Money News Network

Inflation just hit 3.8%, the highest it's been since 2023. That means that $100 you had in January? It's worth about $96.30 today. So today, Nicole breaks down three tools that protect your money when inflation runs hot: I bonds, TIPS, and gold. She explains exactly how each one works, who each is best for, and the critical differences between them — including why gold didn't spike during the pandemic inflation surge the way everyone expected, and why right now might actually be different. Plus, Nicole shares a little-known strategy called the "gift box" method that lets couples legally stack up to $40,000 in I bond purchases in a single calendar year. Here is a Money Rehab episode about how to invest in gold Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠ Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:18 Inflation Is Back — And We're All Feeling It  01:33 What's Driving the Surge (It's Not Just Gas)  02:30 What 3.8% Inflation Actually Does to Your Dollars  02:56 I Bonds: The Inflation-Fighting Investment Nicole Loves  04:34 I Bonds 05:06 TIPS  08:04 Gold: Flight to Safety or Inflation Hedge?  10:00 Why Gold Thrives When the Economy Is a Dumpster Fire  11:40 Tip You Can Take Straight to the Bank: The Gift Box Strategy All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Inflation just hit 3.8%, the highest it's been since 2023. That means that $100 you had in January? It's worth about $96.30 today. So today, Nicole breaks down three tools that protect your money when inflation runs hot: I bonds, TIPS, and gold. She explains exactly how each one works, who each is best for, and the critical differences between them — including why gold didn't spike during the pandemic inflation surge the way everyone expected, and why right now might actually be different. Plus, Nicole shares a little-known strategy called the "gift box" method that lets couples legally stack up to $40,000 in I bond purchases in a single calendar year. Here is a Money Rehab episode about how to invest in gold Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠ Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:18 Inflation Is Back — And We're All Feeling It  01:33 What's Driving the Surge (It's Not Just Gas)  02:30 What 3.8% Inflation Actually Does to Your Dollars  02:56 I Bonds: The Inflation-Fighting Investment Nicole Loves  04:34 I Bonds 05:06 TIPS  08:04 Gold: Flight to Safety or Inflation Hedge?  10:00 Why Gold Thrives When the Economy Is a Dumpster Fire  11:40 Tip You Can Take Straight to the Bank: The Gift Box Strategy All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

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Inflation Is at 3.8%. Are Are Three Ways to Make Your Money Fight Back.

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Frequently Asked Questions

How long is this episode of Money Rehab with Nicole Lapin?

This episode is 14 minutes long.

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This episode was published on June 11, 2026.

What is this episode about?

Inflation just hit 3.8%, the highest it's been since 2023. That means that $100 you had in January? It's worth about $96.30 today. So today, Nicole breaks down three tools that protect your money when inflation runs hot: I bonds, TIPS, and gold....

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