Innovation has expanded choice in consumer finance, but it’s also exposed limits in how well regulation keeps up

From fintech tools to new credit models, consumer finance has changed faster than the regulatory framework around it. Todd Zywicki says that gap is a central focus of the new Institute for Consumer Financial Choice at George Mason University, which is designed to bring more empirical research into consumer‑finance policy debates.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.