Inside PORAC's Member-Governed Insurance & Benefits Trust

In this episode of On the Job with PORAC, President Brian Marvel and Vice President Ben Therriault sit down with Steve Latham, Chair of the PORAC Insurance and Benefits Trust (IBT), and Damon Kurtz, IBT Recruitment & Retention Manager, for a comprehensive conversation about one of the most impactful benefits available to PORAC members. The discussion explores how IBT delivers health, disability, and life insurance programs designed specifically for peace officers and their families. Unlike traditional insurance companies, IBT is member-governed and nonprofit; meaning the decisions affecting benefits, rates, and coverage are made by active peace officers who understand the profession firsthand. The episode highlights the real-world value of IBT’s PPO health plan, its mission for portability across all 50 states, the long-term protection offered through its disability coverage, and the common-sense approach trustees apply when reviewing claims and appeals. A major focus of the conversation is IBT’s continued expansion, including its ability to serve members nationwide while maintaining rate stability and high-quality benefits. The episode reinforces a simple but powerful message: these benefits are built by cops, for cops. They exist to protect members when they need it most.   Connect and Learn More PORAC Insurance & Benefits Trust https://ibtofporac.org/ Brian Marvel Twitter: https://x.com/BrianMarvel Instagram: / brianmarvel Facebook: / brian.r.marvel LinkedIn: / brianmarvel