Instant Cashback App Revolutionizing Rewards | Paul Mattimoe & Carl Gould

Two million points and nothing to show for it? We’ve all been there, and it’s exactly why you need to talk with Paul Mattimoe, founder of Shopr Rewards. Loyalty programs should feel simple, but most are built around thresholds, confusing redemption rules, and “not now” restrictions that turn a perk into a headache. Paul brings a fresh perspective from decades in hospitality and guest experience, then connects it to the hard truth behind modern loyalty: when rewards are difficult to use, customers tune out and brands quietly lose trust.We dig into the scale of the problem, including how much reward value goes unused and why that is not a win for businesses. Paul explains the loyalty economics most people never see: redemption drives additional spend, so friction does not just annoy customers, it erases real revenue. From there, we get concrete about what a better system looks like, using fintech, mobile wallet technology, and instant cash back that can be redeemed immediately, even in tiny amounts.Then we zoom out to the enterprise model: co-branded rewards for airlines, sports teams, gyms, and other big brands that want to stay top of mind in everyday life, not just at checkout once a year. We break down open versus locked redemption, why airlines are a powerful use case, and how partners can turn daily shopping into meaningful travel rewards without requiring a credit card. If you care about customer engagement, loyalty strategy, or building a scalable fintech rewards app, you’ll take away a clearer map of what actually changes behavior.If this conversation sparks ideas, subscribe, share it with a founder or operator who fights loyalty churn, and leave a review. What’s the most frustrating rewards program you’ve ever used?Are you looking to work with and be around other incredible entrepreneurs like Paul and Carl? Check out Board of Advisors at: boardofadvisors.com or bainvite.com