Insufficient Funds: Practical Financial Advice for Making Smarter Money Decisions

James Millard is a financial advisor, director of Sufficient Funds, and author of the new book Insufficient Funds, A No BS Guide to Smarter Money Planning. On this episode of Flying Solo, James dives deep into personal and business finance. He shares how businesses can address cash flow challenges, explains why we all need an emergency fund - and how to save to create one, Plus he also discusses the significance of building wealth while enjoying life and provides invaluable advice on creating a spending plan to prioritise long-term goals. With a focus on teaching children about money, navigating the gender pay gap, and addressing common money myths, James and Cec engage in a conversation that is both enlightening and relatable. Whether you're a small business owner, a solo trader, or simply looking to enhance your financial literacy, this episode offers practical guidance and actionable insights for making smarter financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices