Insurance Bites EP5: What's on the horizon for policyholders in 2026?

In this episode of Insurance Bites, Greig Anderson, Partner, and Sarah Irons, Knowledge Counsel, from the Insurance & Professional Risks team, look at key developments impacting policyholders and the risks they face in the coming months.  Topics explored include cyber risks and AI, evolving liability exposures (including changes to product liability legislation, PFAS and what is new in climate change related litigation), developments relevant to D&O cover, Government proposals on captives and SME terrorism cover.Below you can find links to our blog posts on the developments and cases covered in this podcast:HSF Kramer AI Tracker – Tracking AI law and policy globallyUK government looks set to introduce ransomware payment ban and mandatory reportingMajor changes to UK Cyber Legislation: Cyber Security and Resilience Bill published in UK ParliamentUK Jurisdiction Taskforce consults on draft legal statement on liability for AI harmsUK Insurance Regulation: looking ahead to 2026Modernising the redress system: Fair and reasonable changes?Lliuya v. RWE – Landmark German ruling recognising potential liability in principle of a local emitter for climate change harms in a foreign jurisdictionMilieudefensie Takes Legal Action Against ING Over Climate ImpactHigh Court allows case to proceed against defendant companies domiciled in England despite claims having more real and substantial connection with BrazilPreliminary update in case regarding Shell responsibility for legacy oil pollution in NigeriaFCA advances next steps on non-financial misconductCapital markets – new UK prospectus regime in force from 19 January