Insurance Covered: Cyber risk, policy coverage and AI losses

Episode 5: Cyber insurance has moved from niche protection to a core component of enterprise risk management and the market is evolving rapidly.   But what do these policies actually cover? How do insurers assess and underwrite cyber risk? What does the claims process look like in practice? And as threats grow more sophisticated, from AI-enabled attacks to nation-state threats, are policies keeping pace?  Insurance litigation and cyber partner Charlie Weston-Simons is joined by Ffion Flockhart, global co-head of cyber at A&O Shearman, alongside Neil Warlow, Executive Director at Howden Insurance Brokers, and Paul Gooch, Divisional Head of Cyber at Tokio Marine Kiln.   Together they examine what cyber policies cover and why businesses should invest, how insurers underwrite cyber risks, the claims process, and the emerging coverage questions around widespread events, war exclusions and AI-related losses.  Listen in for a sharper understanding of how the market works and the coverage questions that matter most right now.  Insurance Covered examines the issues, disputes and trends shaping the global insurance market. Our insurance specialists engage expert voices from across the industry to explore coverage questions, claims trends and emerging risks. The series is designed for insurance professionals, risk managers and in-house counsel navigating an increasingly complex landscape.