Insurance for Church Operated Private Schools in Texas

Host Ron Wadley of Insurance for Texans explains why a Texas church’s existing insurance typically does not automatically cover a church-run private school. Operating five days a week and working with students adds liability exposures that churches don’t typically face. Using the example of Beth, a new headmaster preparing an Austin church campus for a school, the episode outlines the specialized coverage a private school needs. Wadley recommends a standalone private school insurance policy and adding the church as an additional insured. This protects the church from school-related claims while keeping financial structures separated. Connect with our church insurance team at insurancefortexans.com Get your free copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Show Introduction 00:26 A School Dream Begins 01:14 New Risks Emerge 01:45 Church Policy Gaps 02:41 Essential School Coverages 03:18 Best Practice Setup 03:53 Get Expert Help 04:38 Closing Reminder