EPISODE · Oct 21, 2025 · 21 MIN
Insurance: The Must-Haves and the Money Wasters
from For Finances Sake (FFS) · host Rachael Chadwick-Harrison
In this episode, Rachael sits down with Hannah Morgan from Circle Insurance Services to demystify one of the most overlooked but essential parts of running a business — insurance. From professional indemnity to cyber cover, they unpack what every business really needs, what’s often misunderstood, and what might just be a waste of money. Expect practical advice, real client stories, and plenty of plain-English explanations about everything from employers’ liability to business interruption and management liability insurance. If you’ve ever pushed insurance to the bottom of your to-do list, this episode might just change your mind — and save your business.
What this episode covers
In this episode, Rachael sits down with Hannah Morgan from Circle Insurance Services to demystify one of the most overlooked but essential parts of running a business — insurance. From professional indemnity to cyber cover, they unpack what every business really needs, what’s often misunderstood, and what might just be a waste of money. Expect practical advice, real client stories, and plenty of plain-English explanations about everything from employers’ liability to business interruption and management liability insurance. If you’ve ever pushed insurance to the bottom of your to-do list, this episode might just change your mind — and save your business.
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Insurance: The Must-Haves and the Money Wasters
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