Insurance: The Must-Haves and the Money Wasters

In this episode, Rachael sits down with Hannah Morgan from Circle Insurance Services to demystify one of the most overlooked but essential parts of running a business — insurance. From professional indemnity to cyber cover, they unpack what every business really needs, what’s often misunderstood, and what might just be a waste of money. Expect practical advice, real client stories, and plenty of plain-English explanations about everything from employers’ liability to business interruption and management liability insurance. If you’ve ever pushed insurance to the bottom of your to-do list, this episode might just change your mind — and save your business.