Insure the Bag

Episode 48: "Insure the Bag"Dem deductibles ain't delectable — but careful isn't enough.You're one bad afternoon away from a number you can't afford — and "I'm careful" has never stopped a hailstorm. This week we get into the thing nobody wants to buy and everybody eventually needs: insurance, and how to think about it without getting played.We break it down in four chapters: the lie we tell ourselves, why the math actually has two answers (sometimes declining is the smart move — we explain when), what you're really buying when you buy protection, and the one rule that makes the whole decision easy. Don't insure what you can comfortably replace. Always insure what could wipe you out. Cap the downside, then go be dangerous.Footwork: It's World Cup season, baby. We put the Virgil Abloh Archive x Nike Cryoshot Zoom M9 "Team USA" on the wall — the frozen-in-a-shell tribute to the boot Mia Hamm laced up for the '99 win. All-white leather, hits of Fire Red, that "AIR" stamp on the side, hidden flex inside. [https://sneakerbardetroit.com/virgil-abloh-off-white-nike-cryoshot-sample/]This week's sponsor: Chit Chat Chai the Goldi Chai that stole the show at the F45 South Lamar pop-up. Real chai, made like somebody actually cares. Tell 'em LDBL sent you.If this one made you rethink that little decline button, leave a review five stars and a few words. It's the single biggest thing that helps the show find its next listener. I read every one. I need dem reviews.Protect your stuff but protect you first. Eat right, move your body, call the people you love.🎧 New episodes weekly. LDBL.