EPISODE · Apr 7, 2026 · 12 MIN
Integrating a Cash Balance Plan with a 401(k) Plan
from #LegalBytes: The Official Podcast of Cummings & Cummings Law · host Cummings & Cummings Law
In this presentation, I will explain how cash balance plans for profitable professional practices and closely held businesses can be integrated with 401(k) plans to allow employers to fund a greater annual retirement benefit for employee and reduce taxable income for the organization. I will also explain how a cash balance plan is an addition to a 401(k) plan, not a replacement to ensure maximum retirement funding for plan participants. Learn more: https://www.cummings.law/cb/
What this episode covers
In this presentation, I will explain how cash balance plans for profitable professional practices and closely held businesses can be integrated with 401(k) plans to allow employers to fund a greater annual retirement benefit for employee and reduce taxable income for the organization. I will also explain how a cash balance plan is an addition to a 401(k) plan, not a replacement to ensure maximum retirement funding for plan participants. Learn more: https://www.cummings.law/cb/
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Integrating a Cash Balance Plan with a 401(k) Plan
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