EPISODE · Feb 13, 2026 · 10 MIN
Interest-Only vs P&I Loans: Smart Property Investing Strategy
from Wealth Coffee Chats · host Jason Whitton
Should you choose interest-only or principal & interest when building a property portfolio? This episode breaks down when each loan type makes sense, how it impacts cash flow and borrowing power, and why your lender’s servicing rules matter more than ever. Learn how smart finance structure can support long-term wealth strategy—especially during the acquisition phase. If you’re focused on property investing, finance, and staying ahead of interest rate and lending policy changes, this is a must-watch.
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Interest-Only vs P&I Loans: Smart Property Investing Strategy
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