Interest Rates, Inflation & BTL: The REAL Numbers Nobody Shows You episode artwork

EPISODE · Dec 17, 2025 · 4 MIN

Interest Rates, Inflation & BTL: The REAL Numbers Nobody Shows You

from The Passive Property Investor · host The Passive Property Investor

 The Passive Property Investor YouTube Channel! -  https://www.youtube.com/@ThePassivePropertyInvestor       Interest rates are still high, inflation has eaten into everyone’s pockets, and landlords across the UK are asking the same question:➡️ Is Buy-to-Let still worth it in 2025?In this video I break down:• Real BTL mortgage rates (2018–2025)• Rent growth vs inflation• Yield vs interest rate pressure• Cashflow stress tests (+1% and +2% rates)• Tenant affordability and demand• Regional yields and investor activity in 2025If you’re a landlord or thinking about investing this year, you need to understand how rising costs, higher mortgage rates and the cost-of-living squeeze are changing the rental market.Graphs covered in this video:1. BTL mortgage rates 2018–20252. Rent vs inflation3. Yield vs mortgage rate4. Cashflow stress test5. Rent-to-mortgage ratio6. ICR vs yield7. New BTL loans 2023–20258. Cost-of-living breakdown9. Regional yield comparison10. Break-even rent vs actual rentIf you're a landlord trying to stay profitable in 2025, this video gives you the numbers you need to make real decisions — without the hype.#BuyToLet #LandlordLife #PropertyInvestment #UKProperty #BTL2025 #InterestRates #Inflation📈 Grow Your Passive Property Investment Portfolio with Me!Stay connected and get more insights on how I grew my property portfolio in just a few years alongside my day job and became financially free from it. https://linktr.ee/passpropinvFollow. Learn. Invest.   Badar Ahmed PhD. 

Episode metadata supplied by the publisher feed · Published Dec 17, 2025

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The Passive Property Investor YouTube Channel! - https://www.youtube.com/@ThePassivePropertyInvestor Interest rates are still high, inflation has eaten into everyone’s pockets, and landlords across the UK are asking the same question: ➡️ Is Buy-to-Let still worth it in 2025? In this video I break down: • Real BTL mortgage rates (2018–2025) • Rent growth vs inflation • Yield vs interest rate pressure • Cashflow stress tests (+1% and +2% rates) • Tenant...

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Interest Rates, Inflation & BTL: The REAL Numbers Nobody Shows You

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