International Investing 101: ADRs, Foreign Markets, and Building Global Wealth

International investing offers portfolio diversification beyond your home market, especially valuable during US market downturns like in 2025. While investing abroad requires understanding different accounting standards, currency risks, and market access methods, modern brokerages make global investing increasingly accessible to beginners seeking broader opportunities. [00:00:45] International investing provides diversification beyond home markets during downturns. [00:02:45] Start with 10% allocation in countries you understand culturally. [00:06:30] Mexico, South America, Europe, Japan offer familiar business environments. [00:12:30] Avoid war-torn regions with poor business rule of law. [00:14:45] ADRs provide access to foreign stocks through US markets. [00:22:30] Interactive Brokers offers direct access to 36 international markets. [00:35:00] IFRS accounting treats R&D differently than US GAAP standards. [00:39:30] Currency fluctuations significantly impact international investment returns. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Get your summer savings and shop premium wireless plans at MintMobile.com/beginners Today's show is sponsored by BetterHelp. Get 10% off your first month today with BetterHelp. Podcast Survey ⁠⁠einvestingforbeginners.com/survey To get more Brett: Podcast: Chit Chat Stocks Twitter: CCM_Brett Substack: Chit Chat Stocks What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein For sponsorship inquiries, reach out to us at [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices