Is 0% Balance Transfer A Smart Choice?

You may be seeking solutions post-holidays on how to pay down those credit card balances. And if you are like most people, you are paying interest rates in the teens and twenties for your APR on your credit cards. Most of your minimum payment (nearly all!) goes to your interest portion, not the balance paydown! How frustrating! Listen in to see if transferring your current credit card balance(s) is a good idea for you. There are 3 BIG warnings you need to know about that your credit coach will share to make sure you read and understand the 'fine print' and also behaviors that you need to be aware of in your own life so you don't bury yourself deeper in debt while seeking a way out of the credit card balances.