Is Fear (Not Finances) Keeping Buyers Down? episode artwork

EPISODE · May 12, 2026 · 8 MIN

Is Fear (Not Finances) Keeping Buyers Down?

from Today in Mortgages · host Today in Mortgages

Is fear or finances really what’s keeping buyers on the sidelines? In this episode of Today in Mortgages, Michael David and Rich Jefferson break down how fear, anxiety, and misinformation are shaping buyer and loan officer behavior in today’s market — and what professionals can do to replace fear with confidence.Key topics discussed:Why 64% of first-time buyers feel intimidated by the homebuying processThe confidence boost that comes from pre-qualificationHow loan officers can coach themselves through uncertain marketsWhy national headlines don’t reflect local market realitiesTurning fear-based conversations into fact-based decisionsLegal Disclosure:Today in Mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and/or products should not be taken as individual mortgage or home buying advice or pricing estimates. Any commentary on this show should not be considered a promise to make a loan. All applicants for a loan must qualify, and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at Licenses - Network Funding  for all state licensing and other legal information.#TodayInMortgages #MortgageMarket #LoanOfficers #HomeBuying #RealEstateSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

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Is fear or finances really what’s keeping buyers on the sidelines? In this episode of Today in Mortgages, Michael David and Rich Jefferson break down how fear, anxiety, and misinformation are shaping buyer and loan officer behavior in today’s market — and what professionals can do to replace fear with confidence. Key topics discussed: Why 64% of first-time buyers feel intimidated by the homebuying process The confidence boost that comes from pre-qualification How loan officers can coach t...

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Is Fear (Not Finances) Keeping Buyers Down?

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This episode was published on May 12, 2026.

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