Is Going Debt Free Worth It? feat. Shay Budgets

Season 1, Episode 15 Shay did not come to play. She has a brilliant and sweet mind that helped her change her financial family tree. She has a heart for mentoring and living her best debt-free life. She will get you motivated to focus your mind on your finances. CONNECT WITH Shay!  Website: https://www.shaybudgets.com  Etsy shop: https://www.etsy.com/shop/ShaysBudgetShop  Youtube: https://www.youtube.com/shaybudgets  Facebook: https://www.facebook.com/shaybudgets  Instagram: https://www.instagram.com/shaybudgets  Pinterest: https://www.pinterest.com/shaybudgets  Amazon Shop: https://www.amazon.com/shop/shaybudgets  Email: [email protected]  My guest says it so well... Hello, I’m Shay, and I’m a planner - a budget planner, mainly. I currently reside in Georgia with my husband. We met in my home state in November 2012, but he moved back home to GA after a year, and I later joined him in June 2015. I’d like to think it was one of the best decisions of my life. I’ve been able to finally focus on me, and I’ve grown so much. Our relationship has blossomed as well. We tied the knot in November 2016 and were eager to start our lives together.  One of the goals that we wanted to accomplish within our first year of marriage was paying down debt. Challenged with this new goal, I started searching for budget systems and budget techniques. While I explored online tools, I knew I wanted something tangible. After all, I’ve always been a pen and paper girl. That is when I discovered The Happy Planner. We began our debt pay-down journey in June 2017. We (well, I) started out with just a budget planner that I had created using bits from the HP. This new idea of budget planning was nothing short of amazing. I was having so much fun budget planning, and my husband was having so much success with budgeting because of it. I began to share our results with others via pictures, but they requested more. I finally caved and started my YouTube channel, Shay Budgets, in August 2017. It’s been a wild ride, and I’ve met so many amazing and positive people who have supported my husband and me as we paid down debt. It’s been a little over a year now, and we have paid off a little over $33,000 of debt (mainly our car loan and credit cards). I have since explored other planning systems, such as fitness planning and memory planning, and I’ve tried other planners (i.e., Traveler’s Notebook and Erin Condren). Currently, I use a few ECs & HPs, and I’m loving every minute of it.