Is Life Insurance Worth It? What You Need to Know

If you think life insurance is only for the wealthy—or only useful after you’re gone—this episode will change your mind. Brandy and Emilia sit down with Chris Hotchkiss, a seasoned insurance agent, to break down how life insurance really works, how it can support aging in place, and why waiting to buy a policy could cost more than you think. They also kick off with a fun discussion about skills they’d love to learn (guitar, crochet, ukulele, anyone?).From term to whole to universal life, this conversation is packed with practical advice you can use today—whether you’re just starting your career or planning for retirement.Resources Mentioned:AskSAMIE: https://www.asksamie.com/Higher Standards Caregiver Training: https://www.higherstandardscaregivertraining.com/CareLab Podcast Hub: https://www.carelabpodcast.com/